NESDA, National Entrepreneurship Support and Development Agency

NESDA is the English acronym of the National Entrepreneurship Support and Development Agency, known in French as ANADE (Agence nationale d'appui et de developpement de l'entrepreneuriat). It is the former ANSEJ, renamed by decret executif 20-329 of 22 November 2020, so ANADE and NESDA are one and the same agency. It finances the creation and expansion of micro-enterprises through three formulas, one of which is triangular financing: personal contribution + NESDA grant + bank loan at a subsidized rate.

You must hold Algerian nationality, be aged 18 to 55 to create a micro-enterprise (the age for an expansion is set by the scheme), be registered with ANEM (for the unemployed) or have a documented salaried activity, have a viable project in one of the sectors NESDA finances, and have completed the CDE training for start-ups.

NESDA publishes its financing formulas on https://www.nesda.dz, and its committee decides: we quote no amount. NESDA pays the suppliers of your equipment directly, against their proforma invoices, never cash, never a land or a rent, and a file takes 6 to 12 months. It publishes no repayment period.

For a start-up: complete the mandatory CDE training, then create an account on promoteur.nesda.dz, fill in the file online and submit the documents to the NESDA agency of your wilaya. For an expansion: direct registration with proof of activity.

The Entrepreneurship Development Centre (CDE) delivers the training every creation applicant must complete: NESDA states that registration on its platform happens after this training. It covers management, the business plan and legal and tax aspects. NESDA publishes neither the length of the session nor how long the certificate stays valid, so we state neither. For expanding an existing activity, NESDA publishes a specific 5-day course at the agency.

NESDA publishes neither acceptance rates nor grounds for refusal, so we state none. The weaknesses we avoid in the business plan and the techno-economic study we write: an insufficient market study, a financing plan that does not demonstrate viability, incomplete proforma quotes, non-compliant proof of premises (lease < 2 years), a personal contribution not backed by a bank document, and a criminal record extract more than 3 months old.

NESDA and ANADE are one and the same agency: ANADE is the official French abbreviation, NESDA its English acronym. ANGEM is a separate micro-credit scheme, targeting the unemployed, homemakers and craftspeople, with a simplified procedure. NESDA finances more ambitious projects, in equipment and machinery.

We offer three separate offers at the same price: the financing documents for a bank loan, for NESDA and for ASF (the Algerian Startup Fund). Each is the business plan and the techno-economic study of your project, from 200 000 DA excl. VAT, a starting price raised by the size of the project: half at the start, half at delivery on a date written in the proposal. First payment: 100 000 DA excl. VAT (119 000 DA incl. VAT). We write these two documents and nothing above them: we are neither NESDA nor a bank, we do not file, follow or obtain any financing, and we neither promise nor guarantee one. The NESDA committee, the bank or the ASF committee decides. The registration on promoteur.nesda.dz, the training and the filing stay yours. NESDA never gives cash: it pays the suppliers of your equipment directly, against their proforma invoices, never a land or a rent, and a file takes 6 to 12 months. For a bank loan, the bank usually asks for a guarantee ready on your side: our documents do not replace it. The ASF offer is for a company that holds the Startup label or gets it first: our Startup label service comes first (from 400 000 DA excl. VAT with the market study and the business plan, filing only 150 000 DA excl. VAT if you already have a business plan, once the company is incorporated), then the ASF documents, the same two documents at the same prices and payments. The ASF committee decides: nothing is guaranteed above the documents. UpGrowth does not invest in your project and does not find you an investor, a partner or a private funder. A consulting hour costs 10 000 DA excl. VAT: it is a service apart. VAT at 19 % is added to our fees only. The written quote, instant once we hold all your answers, sets the amount for your case.