Natural disaster insurance in Algeria: what the order of 6 Safar 1448 changes
The order of 6 Safar 1448 amends the order of 31 October 2004: seismic zones, tariff grid, minimum premiums and the standard price per built square metre.
In short
The order of 6 Safar 1448 (21 July 2026) amends articles 3, 5 and 6 of the order of 17 Ramadhan 1425 on natural disaster insurance. The premium or contribution cannot be below 2500 DA for real estate and 3500 DA for industrial and/or commercial installations.
Key points
- Articles 3, 5 and 6 of the order of 17 Ramadhan 1425 (31 October 2004) are amended
- Seismic zones are those of the Algerian seismic rules 2024 (RPA 2024)
- Minimum premium: 2500 DA for real estate
- Minimum premium: 3500 DA for industrial and/or commercial installations
- Standard price per built square metre is set in dinars by seismic zone
What the text says
The order amends the order of 17 Ramadhan 1425 corresponding to 31 October 2004, as amended. That order sets the pricing parameters, tariffs and deductibles for natural disaster insurance.
Article 3 is rewritten: seismic hazard is distributed according to the seismic zones set in the Algerian seismic rules 2024 (RPA 2024).
What changes: grid, minimum premiums and standard price
Article 5 refers premium or contribution rates to the tariff grid attached as an annex to the order.
Article 6 sets the standard price per built square metre, used to determine insured capital for real estate. A table gives it by seismic zone, for individual housing and collective housing.
- Minimum premium or contribution: 2500 DA for real estate insurance
- Minimum premium or contribution: 3500 DA for insurance of industrial and/or commercial installations
Frequently asked questions
What is the minimum premium for natural disaster insurance?
The premium or contribution cannot be below 2500 DA for real estate. It cannot be below 3500 DA for industrial and/or commercial installations.
Which articles of the 2004 order are amended?
Articles 3, 5 and 6 of the order of 17 Ramadhan 1425 corresponding to 31 October 2004 are amended.
Which seismic zones apply?
Seismic hazard is distributed according to the seismic zones set in the Algerian seismic rules 2024 (RPA 2024).
Who can handle this procedure in Algeria?
UpGrowth, based in Algiers (Birkhadem), supports Algerian and foreign companies with administrative procedures (NIF, trade register, CASNOS, etc.). Contact: https://www.upgrowth.dz/contact?service=demarches.