Investment credit guarantee fund for SMEs
Free activity · CNRC 615022 · Services
Activity contents
- Ensure the repayment of bank loans contracted by SMEs for the financing of productive investment in goods and services.
How to start this activity in Algeria
Official procedure, ordering of steps, and realistic timelines
Step 1: Choose the right legal form
The activity "Investment credit guarantee fund for SMEs" is free, no prior licence needed. Choose between auto-entrepreneur (ANAE, 5M DZD/year cap for services), sole-trader, single-member LLC (EURL) or LLC (SARL) depending on your project and number of partners.
Day 1
Step 2: CNRC registration
For SARL/EURL: notarised articles + share capital. For sole trader or auto-entrepreneur: simplified file. In every case, request the company name then the Trade Register extract from CNRC.
3 to 7 days
Step 3: Tax and social registrations
Tax ID (NIF), social ID (NIS for manager), CNAS affiliation if employees, tax card. You can immediately operate "Investment credit guarantee fund for SMEs" in Algeria without any further ministry-level step.
3 to 5 days
Frequently asked questions
How do I start the activity "Investment credit guarantee fund for SMEs" in Algeria?
Choose your legal form (SARL/EURL/Auto-Entrepreneur), file the company name + articles at CNRC, obtain the NIF, NIS, CNAS affiliation if hiring, and tax card. UpGrowth Connect launches your company in 7 days, money-back guaranteed.
How much does it cost to incorporate for code 615022?
About 75 000 DZD all-in for a sole proprietorship, or 118 610 DZD + min capital for SARL/EURL. UpGrowth Connect: 60 000 DZD ex-tax + State fees. Optional Birkhadem domiciliation: +150 000 DZD / 12 months.
Can I operate "Investment credit guarantee fund for SMEs" as an ANAE auto-entrepreneur?
Yes, Investment credit guarantee fund for SMEs falls in a service sector eligible to the ANAE regime (cap 5M DZD/year). ANAE card in a few days, flat IFU 24 000 DZD/year, simplified CASNOS. Ideal to start solo with no capital.
Which supervisory authority oversees code 615022?
This activity has no specific supervisory authority beyond CNRC, Trade Register registration is sufficient.
Is the activity "Investment credit guarantee fund for SMEs" regulated in Algeria?
No, Investment credit guarantee fund for SMEs (CNRC code 615022) is classified FREE. Operable after simple CNRC registration, no prior ministerial licence.
Other codes in the same group
- Representation or commercial agency of foreign states and collectivites (615001)
- Representation or commercial agency of foreign public institutions (615002)
- Algerian Chamber of Commerce and Industry (Caci) (615003)
- Chamber of Commerce and Industry (cci) (615004)
- National Chamber of Crafts and Trades (CNAM) (615005)
- Chamber of Crafts and Crafts (cam) (615006)
- National Chamber of Agriculture (615007)
- Regional Chamber of Agriculture (615008)
- National Agency for Traditional Crafts (615009)
- Promotion of craft products (615010)
- National Social Work Equalization Fund (615011)
- National housing fund (cnl) (615012)