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Lease credit company (regulated activity)

Regulated activity · CNRC 612101 · Services

Activity contents

  • All services related to the execution of credit operations of movable lease (leasing of equipment with option of purchase);
  • Real estate lease.

Supervisory authority

DEPARTMENT OF FINANCE

Type of authorization: Agreement

How to start this activity in Algeria

Official procedure, ordering of steps, and realistic timelines

  1. Step 1: Obtain the licence from DEPARTMENT OF FINANCE

    The activity "Lease credit company (regulated activity)" is regulated. You must first build an accreditation file with the supervisory authority (articles, qualification proof, premises eligibility) before any CNRC registration.

    2 to 6 weeks

  2. Step 2: Company incorporation (LLC, single-member LLC or sole proprietorship)

    Once you hold the licence, sign the articles at the notary, declare the share capital, then request the company name + Trade Register at CNRC. For a heavy licence, a SARL/EURL is usually required over the auto-entrepreneur regime.

    7 to 10 days

  3. Step 3: Tax and social registrations

    With your trade register in hand, obtain the NIF (tax ID), NIS (social security ID for the manager), CNAS affiliation for employees, and the tax card. Your activity "Lease credit company (regulated activity)" can then start lawfully.

    3 to 7 days

Legal references

  • Order No. 96-09 of 10/01/1996 on leasing.

Frequently asked questions

How do I start the activity "Lease credit company (regulated activity)" in Algeria?

"Lease credit company (regulated activity)" is regulated: first obtain the official licence from DEPARTMENT OF FINANCE, then incorporate (SARL/EURL usually required) at CNRC, and finish with tax registrations. UpGrowth Connect handles licence + turn-key incorporation.

How much does it cost to incorporate for code 612101?

For a regulated activity like Lease credit company (regulated activity): 75 000 DZD (sole proprietorship) or about 118 610 DZD (SARL/EURL excluding share capital), plus licence cost (varies per DEPARTMENT OF FINANCE). UpGrowth Connect: 60 000 DZD ex-tax + State fees.

Is the ANAE auto-entrepreneur regime allowed for Lease credit company (regulated activity)?

ANAE is reserved for individual services, capped at 5M DZD/year. For "Lease credit company (regulated activity)", verify eligibility via UpGrowth's ANAE tool or with DEPARTMENT OF FINANCE.

Which supervisory authority oversees code 612101?

The official supervisory authority for Lease credit company (regulated activity) is DEPARTMENT OF FINANCE. This body is responsible for regulation, accreditation and oversight of the activity.

Is the activity "Lease credit company (regulated activity)" regulated in Algeria?

Yes, Lease credit company (regulated activity) (CNRC code 612101) is classified REGULATED. A prior licence from DEPARTMENT OF FINANCE is mandatory before CNRC registration.

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