Lease credit company (regulated activity)
Regulated activity · CNRC 612101 · Services
Activity contents
- All services related to the execution of credit operations of movable lease (leasing of equipment with option of purchase);
- Real estate lease.
Supervisory authority
Type of authorization: Agreement
How to start this activity in Algeria
Official procedure, ordering of steps, and the timelines announced by the administrations
Step 1: Obtain the licence from DEPARTMENT OF FINANCE
The activity "Lease credit company (regulated activity)" is regulated. You must first build an accreditation file with the supervisory authority (articles, qualification proof, premises eligibility) before any CNRC registration.
No published timing
Step 2: Company incorporation (LLC, single-member LLC or sole proprietorship)
Once you hold the licence, sign the articles at the notary, declare the share capital, then request the company name + Trade Register at CNRC.
3 days, décret 23-169
Step 3: Tax and social registrations
With your trade register in hand, obtain the NIF (tax ID), NIS (social security ID for the manager), CNAS affiliation for employees, and the tax card. Your activity "Lease credit company (regulated activity)" can then start lawfully.
Through the portal
Legal references
This activity needs an agrément
Regulated activity: UpGrowth builds and files your agrément file. Premises audit before the lease: 60 000 DZD excl. VAT up to 200 m², higher for technical or classified premises, 50 % deducted from the file fee if you sign the file within 3 months. The file: from 400 000 DZD excl. VAT for an Algerian company; a foreign-owned company is priced on its file. 19 % VAT on top.
Already registered?
This code is regulated: its agrément (authorisation) must be obtained before you can add it to your trade register.
Frequently asked questions
How do I start the activity "Lease credit company (regulated activity)" in Algeria?
"Lease credit company (regulated activity)" is regulated: first obtain the official licence from DEPARTMENT OF FINANCE, then incorporate at CNRC, and finish with tax registrations. UpGrowth Connect handles licence + turn-key incorporation.
How much does it cost to incorporate for code 612101?
For a regulated activity like Lease credit company (regulated activity): 83 000 DZD (sole proprietorship) or about 156 610 DZD (EURL excluding share capital, 171 610 DZD for a SARL with two partners, i.e. 173 710 and 191 560 DZD incl. VAT, fees excl. VAT, VAT 19 % added on fees, official fees paid in your name, outside UpGrowth's invoice). The licence file filed by UpGrowth starts from 400 000 DZD excl. VAT per file (foreign client: from 8 000 USD), VAT 19 % added; the fees of DEPARTMENT OF FINANCE itself remain payable by you, in your name. UpGrowth Connect: 60 000 DZD excl. VAT + official fees (for an EURL: 90 000 DZD excl. VAT without domiciliation, 60 000 DZD excl. VAT with domiciliation at UpGrowth, plus 15 000 DZD excl. VAT per additional partner).
Is the ANAE auto-entrepreneur regime allowed for Lease credit company (regulated activity)?
ANAE is reserved for individual services, capped at 5M DZD/year. For "Lease credit company (regulated activity)", verify eligibility via UpGrowth's ANAE tool or with DEPARTMENT OF FINANCE.
Which supervisory authority oversees code 612101?
The official supervisory authority for Lease credit company (regulated activity) is DEPARTMENT OF FINANCE. This body is responsible for regulation, accreditation and oversight of the activity.
Is the activity "Lease credit company (regulated activity)" regulated in Algeria?
Yes, Lease credit company (regulated activity) (CNRC code 612101) is classified REGULATED. A prior licence from DEPARTMENT OF FINANCE is mandatory before CNRC registration.
Other codes in the same group
- Financial institution (regulated activity) (612102)
- Bank (612103)
- Savings and Provident Fund (Regulated Activity) (612104)
- Insurance company (regulated activity) (612105)
- Management company of the securities exchange (spa) (regulated activity) (612106)
- Exchange operations (regulated activity) (612107)
- Services related to interbank transactions and money laundering. (612108)
- Against insurance fraud (612109)
- Payment service provider (regulated activity) (612110)
- Foreign exchange (regulated activity) (612201)
- Foreign exchange agent (regulated activity) (612202)
- Insurance broker or insurance brokerage company (regulated activity) (612203)
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